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Wednesday, May 17, 2017

Equicizer Financing

Financing an Equicizer


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There is no question that deciding to add an Equicizer to your herd is a big decision. Whether you are a nonprofit therapeutic riding center or an individual looking for a competitive edge, saving up a lump sum can be difficult. (plus- who wants to wait?) We are proud to offer a few different options in the way of financing to our customers that can help them realize their dream of owning an Equicizer. These options offer unique benefits to those looking to finance. You can use each to purchase an Equicizer as well as accessories for it.


Personal Financing - Finance Program

We have recently (finally!) started offering personal financing for Equicizers through First Mutual Finance. This option is ideal for individuals who desire to bring the Equicizer into the comfort of their personal home or barn, or maybe for those who are looking to buy one as a gift for an avid equestrian family member or friend.

We have the utmost confidence in referring our customers through First Mutual. They have been serving the consumer financing market since 1949 and offer traditional fixed rate finance programs with different terms to fit your needs. Typically, the rates through First Mutual are lower than they would typically be from a consumer credit card.

The convenient online application process will let you know right away if you are approved. The APR is a fixed rate of 14.99% and you can choose from terms between 6-36 months. There is no prepayment penalty with this option, so if you hit the lotto you can pay it off right away with no fees!

If you would like to apply for a First Mutual financing program, check out our online store first to determine how much you need to finance (minimum of $1000) between the Equicizer and any accessories you might want. Next head to the First Mutual Finance page on our website and submit the application! Please remember that, unless you are picking up your Equicizer, there is a $450 freight and delivery charge for anywhere in the continental US. Email us for quotes outside the continental US.

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Personal Financing - Credit Line

Another option for personal financing is to open a credit line through PayPal Credit. This payment method, formerly called Bill Me Later, is a proprietary payment method that offers 6 months no payments or interest! You can apply directly from our Equicizer Store during the checkout/payment process by choosing PayPal as your payment source. 

There is no annual fee for a PayPal credit line and the APR is a fixed 19.99% rate after the first six months. This is a great option if you think you can pay off the balance within 6 months of purchase! You receive a decision in seconds, so if you think this is the right option for you just head to our store, do your shopping, and apply at checkout!

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Business Financing

For this type of financing, you need a business tax ID number. We have a longstanding relationship with Quick Spark and recommend this option to instructors, stables, rehabilitation centers, hospitals, schools, gyms, and many other types of businesses looking to bring one or more Equicizers on board!
 
Financing through Quick Spark's Business to Business Financing program is 100% tax deductible. Section 179 of the IRS Tax Code allows businesses to deduct the full purchase price for financed equipment, so most businesses are able to deduct the entire cost. (Be sure to consult your tax advisor for more information.)

With this method of payment, you can keep the line of credit open after paying off the equipment as a safety net for financial emergencies. Monthly payment plans range from 12-60 month options and variable payments can be set up upon request to match seasonal cash flow.

If you would like to apply for a Business to Business Financing through QuickSpark, check out our online store first to determine how much you need to finance (minimum of $1000) between the Equicizer and any accessories you might want. Next, click here and submit the application! You will get a response with-in 24 hours. Please remember that, unless you are picking up your Equicizer, there is a $450 freight and delivery charge for anywhere in the continental US. Email us for quotes outside the continental US.


Please don't hesitate to reach out to us at info@equicizer.com with questions about financing. We here at Wooden Horse Corporation want you to have an Equicizer just as bad as you do! It is a big financial decision, but you certainly will not regret it!
 

www.equicizer.com


 

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